Hitting that frugality wall

And banging your head on it repeatedly…

I love talking about the benefits of frugality – creativity, freedom, independence, confidence, contentment, environmental etc and it is incredible! It has changed my life!

In June last year however, I hit a wall that I didn’t see coming! I stopped making meals in batches, I stopped using a list, bought a lot-I mean a lot- of convenience food and just generally stopped caring how much stuff cost me. Continue reading “Hitting that frugality wall”

My money story.

Hello there! Welcome to a page were I get really un-British on you and talk about money. Strap in, it’s going to shake you to your socially appropriate core.

No, not really but hopefully it encourages you to talk more to your friends about money! That’s how my journey started… You see I was twenty years old, had moved into a rented house that was way too expensive with a friend who also wasn’t very good with money. It was my first house and I wanted it just right, I used a gifted savings account to buy new furniture, new kitchen utensils, a nice shiny big tv etc etc all with adult intentions and absolutely no clue. Continue reading “My money story.”

Where the f*** have I been?!

First off, let me start this with a big hearty “Hello!” and a cyber hug from me to you.

Oh my God it has been a long time! Writing this feels like seeing an old friend after months of being nose deep in revision books or travelling abroad but it is definitely good to see you again! I will be writing more often from here on out and I’ve written a few blog posts already to make sure that I have content to upload at least monthly (and good content at that) because who wants to read half-arsed financial advice?! Not me. Continue reading “Where the f*** have I been?!”

Can you live on £10,000 a year in the UK?

Hello there! I have a question for you today. How little money can you live on and not be totally miserable?

Of course that is going to vary from person to person depending on how posh-totty your tastes have become but it’s a question I want to answer anyway. I heard of a woman living on £2,500 a year by not using her heating, reusing drain water, buying out of date meats to put in her freezer and using lots of coupons. Now she seemed pretty happy to me! She had also paid off her mortgage which makes life that little bit easier but still she was retired and saving money was her job!

Perhaps a more realistic goal for the rest of us is £10,000. It’s something I’ve wanted since I started my frugality journey in 2015 and one I can safely say is achievable and joyful! Continue reading “Can you live on £10,000 a year in the UK?”

Future me, you’re welcome! 

Once upon a time someone came up to me and said “yolo” and my brain autocorrected it to “ohno”.*

Yolo can kiss my ass.
So there’s this annoying common trait between my fellow twenty-something friends and it drives me absolutely crazy. An ideology that has spread through the collective mind and made a nest right in their brain stems and is at current controlling their every impulsive decision- this parasite is the falsely esteemed ‘living for today’ mentality. Continue reading “Future me, you’re welcome! “

FOMO and you WOMO

Or for the Acronym illiterate of you*.. Fear Of Missing Out and you Will Only Miss Out.

FOMO is the excuse to do things that everyone else is doing purely because you fear of missing out on things like good times with your friends or amazing facebook photo opportunities or maybe you don’t even know what – you just don’t want to miss it! It’s the modern day ‘keeping up with the Joneses’ and it is just as nonsensical. Continue reading “FOMO and you WOMO”

Happiness advice from a cat

Take regular naps

If there’s one thing a cat knows how to do well it’s nap frequently in order to preserve their energy for when it really matters! Take a page out of the pussy cat procedural book and get yourself a nap in the middle of the day when you’re low on energy. You’ll wake up revived and ready for part 2 of your day! There’s nothing better on a cold winter’s day than wrapping up in a blanket on the sofa and going for a quick 30 minute kip- it will decrease your stress levels, increase your energy and maybe give you a fun story to tell about a dream you’ve had!

Arya sleeping Continue reading “Happiness advice from a cat”

Newbie tips for the GR10

Last month me and Different-P went on a grand old adventure across the Grande Randonnee or as it’s more commonly known, the GR10. The GR10 is a hiking trail across the Pyrenees mountains in the south of France. It is a hiker’s dream! Pretty much every day starts at the bottom of a valley and heads up a hill or mountain, around midday you stop for lunch at a peak with an incredible view and head down to find your rest stop for the night. Each day sports a brand new scenery from lush green mountains, rocky terrain, woodland, farmland, sandy ravenes! Our brains were screaming with joy every time we stopped to set up for the night at all the amazing things we had seen, it was one of the most incredible experiences of my life! (It was also pretty cheap). Continue reading “Newbie tips for the GR10”